With the rising of Digital India, the contribution of top payment gateways in India is enormous. These gateways have made the payment collection system smooth like a breeze for merchants. Razorpay is one of those top payment gateway companies in India which is impressively working for all sorts of businesses. It is an ultra-modern online payment gateway that accepts payments from buyers across desktops, mobile apps, android, Mac, etc. In addition, it enables businesses to collect payments using links via emails, SMS, chats, etc. This is a flexible payment gateway that works for multiple types of businesses seamlessly.
Razorpay offers flexibility to users for collecting payments through various modes of operation. Being a business owner in India, you can accept payments from debit/credit cards, net banking, UPI, and wallets by using this network. It has the highest ranking in the list of top payment gateways in India.
Data security is a prominent concern when it comes to using an online payment gateway. But with Razorpay, your data is 100 % secured since it has integrated with PCI DSS level compliance.
Razorpay is a user-friendly eCommerce payment gateway that comes with a user’s dashboard. It allows the merchants to track the data related to payments received and disbursed. You can download statistics of financial transactions in simplified form. It helps users in taking important business decisions.
You can get Razorpay payment gateway integration on your mobile phone as well. This payment network offers users mobile software development kits. Therefore, using this payment accepting platform on smartphones is also easy.
| Credit Cards (Visa Mastercard, Rupay) | 1.90% |
| Debit Cards | 1.20% |
| Netbanking (HDFC ICICI AXIS SBI KOTAK) | 1.80% |
| Netbanking (Others) | 1.50% |
| Netbanking (Flat All Banks) | 1.70% |
| UPI | 0.50% for <2000 and 1.1% for >2000 |
| Wallets | 1.90% |
| American Express and Diners Club | 2.80% |
| International Cards | 2.80% |
| EMI | 2.80% |
It is the best payment gateway that is designed to offer end-to-end payment solutions. You can use it to collect payments from domestic and international clients without any flaws. Customers can pay money for shopping through your website or app.
The best payment gateway in India offers flexibility to businesses in collecting payments. By using this payment network, you can:Automate fixed price charges, Charge based on quantity from buyers, And can charge your customers for what they have consumed, It helps in decision making
Razorpay is no doubt among the top payment gateways in India because of its helpful role in decision-making. It has a data-driven dashboard that can help you to fetch data related to your payments. Thus, you can use the information for the business furtherance.
This is not a free payment gateway to use as you have to pay charges on basis of transactions. It might charge a high commission on international cards.
The use of this payment gateway is limited to e-wallets.
• This payment gateway works with two plans such as standard and enterprise plans.
• There is a 2% flat charge for each transaction with the standard plan. But for international cards such as Diners Club and Amex etc. charge is 3%.
• The enterprise plan is useful if you have large volumes of payments. You can get customized payment charges with this plan.
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